Category: Homeowners Insurance

Life happens. Home insurance is there to provide protection against the unexpected. When you’re dealt the short stick, it’s important to know your provider’s claim process. Regardless of your carrier, follow these three tips when filing a claim.

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Between Hurricane Harvey and Hurricane Irma, there were over 95,000 paid losses reaching $8 billion in 2017. Many were shocked to learn that the flood damage to their home was not covered by their homeowners insurance and was left wondering “why?” The short answer? It’s a high risk.

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Welcome to a new chapter in your life. Your children have left and you find yourself as an empty nester. It’s time to relish in your children’s accomplishments and feel proud they are starting their own life. This new phase is exciting and allows a freedom to start the next chapter of your life. Below […]

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When you purchased your home, chances are you purchased a home insurance policy to protect it. As life goes on, things change. Make sure your policy changes with it. A home insurance policy should protect as well as it did the first day you purchased your home. Be sure to update it when any of […]

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Hurricane season has a way of sneaking up on you and then suddenly a storm catches you off guard. No one can prevent hurricanes or know the toll it may take on your home and community. That’s why Lighthouse wants to help you minimize the impact. Use these resources to prepare your home and family […]

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Mold has a bad reputation and for good reason. There are a few common types of mold found in homes and almost all types can cause respiratory irritation, allergic reactions, and other health problems. Mold can quickly and quietly spread when there is a presence of moisture in your home. This moisture can come from […]

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Did you recently get married? Congratulations! Marriage is a monumental chapter in life and having a partner by your side can give you a whole new perspective. In the middle of the wedding planning chaos, it’s easy to push items such as insurance to the side but don’t completely overlook it. Luckily for you, marriage […]

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There are numerous myths floating around. Is Bigfoot real? Does the Loch Ness Monster really exist? Unfortunately, we don’t have those answers today, but we can confirm that these homeowners insurance misconceptions are MYTHS!

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Buying a home can be overwhelming, to say the least. A home can be your largest investment and place of security for you and your family. You want it to check all of the boxes on your wish-list, but can it be done? With this guideline, you can be on your way to finding your […]

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How much coverage is too much? When it comes to your largest investment, it’s better to be safe than sorry. While a homeowners insurance policy will provide basic coverage for your home and some belongings, it can still leave gaps. Insurance companies offer many different optional coverages to fit your needs. Consider these 5 optional […]

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