Get up to a 5% discount if you have not filed a home insurance claim for three years or more.
Concierge Claim Service
Receive a 20% deductible discount on claims that don’t involve storms or wind/hail damage.
Going paperless isn't just good for the planet, it's great for your wallet. Receive a $10 discount on your premium when you sign up for paperless billing in the Customer Portal.
Get comprehensive protection and additional savings when you bundle homeowners and flood insurance policies. Insuring your home with flood coverage could help you save up to 2.5%.
Learn more about Lighthouse's flood insurance policy in Florida.
Receive savings when your home has additional protection against fire and theft, such as central fire and burglar alarms, local burglar alarm, or sprinklers.
Save on the cost of home insurance if your community/condo has the following:
- Single entry in/out
- 24-hour security guard or roaming patrol
- Passkey gate
Reached the age of 60, or 55 and retired? You could save up to 10% on home insurance.
Fire Sprinkler System must be compliant with the nationally accepted fire sprinkler standards and present throughout risk.
This strengthens your homeowners policy to cover additional items with increased coverage limits for a bundled premium.
Wind Mitigation Features
Receive a credit when your roof meets select building and feature requirements.
Discounts and savings will vary by customer. Restrictions apply.