Forward isn’t a direction. It’s a principle.

Forward is our commitment to help you through whatever you face. It is our relentless
passion to make things right quickly and simply. At Lighthouse, we help guide your way forward.

Insurance reflective of you..

We believe in home insurance that is built around you. Our local, independent agents work to understand your needs and deliver unmatched personal service. Our mission is to be the insurance experts for individuals living in coastal states and provide the most dependable coverage available. Every day, we strive to fulfill these goals one customer at a time.

Lighthouse proudly has an A, Exceptional, rating from Demotech, Inc. This means we possess exceptional financial stability, which gives our customers added peace of mind.

Our leadership team

Patrick White

Chief Executive Officer & President

Patrick has over 25 years of experience in the insurance and financial services fields. He is an owner of Lighthouse Property Insurance Corporation and Prepared Insurance Company, and serves as CEO and President of both companies. Patrick’s focus is on long range planning, investments, reinsurance, personnel and organizational health. He also serves as Trustee of the Lawrence E. White Family Foundation and is a member of several boards. Patrick is a graduate of Rollins College in Winter Park, FL.

Scot Moore


Chief Financial Officer

Scot has nearly 30 years of financial management and insurance experience primarily in Finance and Executive roles. He previously served as President of Lighthouse and CFO of Family Security Insurance Company, Inc. and St. Johns Insurance Company, Inc. Scot is experienced in reinsurance, insurance operations, and enterprise risk management, as well as in startup/growth environments. He graduated from Stetson University with a B.B.A. in Accounting and Masters of Accountancy.

Eric Gobble

Chief Risk Officer

Eric Gobble has nearly 30 years of insurance and risk management experience. Prior to joining Prepared in 2009, Eric served as Senior Director of Risk Management Solutions’ (RMS) North American Strategic Opportunities Group where he focused on the use of catastrophe risk management tools. He was formerly with John Deere Insurance and RLI Corp. Eric has experience in accounting, reinsurance, portfolio management, and testing of insurance systems and software. He has a B.A. in Accounting and Finance from St. Ambrose University and holds several Insurance Institute designations.

Bruce Bessire

Director of Sales

Bruce is a solutions-driven leader with over 25 years of sales management and marketing experience. He is experienced in leading and motivating direct sales associates, independent agents and distributors. He has managed the implementation of CRM systems and has experience in national account development, contract negotiations, marketing, budgeting and forecasting. Bruce holds a B.A. in psychology from the University of Texas.

Join our team

We are family owned and our mission concentrates on professional development, responsible growth and superior service. Interested in starting a career with us? Check out our current open positions.