Forward isn’t a direction. It’s a principle.

Forward is our commitment to help you through whatever you face. It is our relentless passion to make things right quickly and simply. At Lighthouse, we help guide your way forward.

Insurance reflective of you.

We believe in home insurance that is built around you. Our local, independent agents work to understand your needs and deliver unmatched personal service. Our mission is to be the insurance experts for individuals living in coastal states and provide the most dependable coverage available. Every day, we strive to fulfill these goals one customer at a time.
laughing family

Lighthouse proudly has an A, Exceptional, rating from Demotech, Inc. This means we possess exceptional financial stability, which gives our customers added peace of mind.

Lighthouse proudly has an A, Exceptional, rating from Demotech, Inc. This means we possess exceptional financial stability, which gives our customers added peace of mind.

Our leadership team

Scot Moore



Scot brings over 23 years of financial management and insurance experience to Lighthouse. He previously served as CFO of Family Security Insurance Company, Inc. and St. Johns Insurance Company, Inc. He is experienced in reinsurance, insurance operations, and enterprise risk management, as well as in startup/growth environments. He graduated from Stetson University with a BBA in Accounting and Masters of Accountancy.

Sidney Bright

Operations Manager

Sidney Bright has more than 28 years of insurance industry experience with primary focus on underwriting, regulatory compliance and product development. Prior to joining Lighthouse, he served as the Underwriting Director for The Siebel’s Bruce Group, Inc. in Maitland, FL. His insurance career began with Independent Fire Insurance Company in Jacksonville, FL where he was a Senior Property and Casualty Underwriter. He has a BA in Business Administration and Mathematics from Maryville College.

Bruce Bessire

National Sales Manager

Bruce is a solutions-driven leader with over 20 years of sales management and marketing experience. He is experienced in leading and motivating direct sales associates, independent agents and distributors. He has managed the implementation of CRM systems with two prior companies and has experience in national account development, contract negotiations, marketing, budgeting and forecasting. Mr. Bessire holds a BA in psychology from the University of Texas.

Michael Durovic


Claims Manager

Michael brings more than 20 years of property and casualty claims experience to Lighthouse, including over 13 years in a management role. He is experienced in claims management, auditing, adjusting and training. He is actively involved in several industry organizations and holds 18 professional insurance designations. He is a graduate of Clarkson University and Florida State University where he earned an MS in Risk Management and Insurance.

Keith Wieckowski


Information Systems Manager

Keith brings over 30 years of property insurance and information systems experience to the Lighthouse team having served in consulting, project management and business/data analysis roles. Prior to joining Lighthouse, Keith worked for Boston Financial Data Services (BFDS) in Quincy, MA where he provided both technology and product leadership for several of the company’s micro-business lines. Keith holds a Bachelor degree in Electrical Engineering from Clemson University as well as Masters degrees in both Business Administration from the College of William & Mary and Information Systems from Bentley University.

Join our team

We are family owned and our mission concentrates on professional development, responsible growth and superior service. Interested in starting a career with us? Check out our current open positions.